:root{--ink:#12181F;--navy:#0D1B2A;--navy2:#13293D;--teal:#39D6C4;--teal-d:#20B0A0;--mint:#F0FBFA;--line:#DCEBE9;--grey:#54606B;--mute:#9FB3C2;--white:#fff;--r:14px;--maxw:1180px;--fh:'Space Grotesk',Arial,sans-serif;--fb:'Inter',Arial,sans-serif}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--fb);font-size:16px;color:var(--ink);background:#fff;line-height:1.7}
h1,h2,h3,h4{font-family:var(--fh);letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
img{max-width:100%;height:auto}
a{color:#0B6B60}
a:hover{color:var(--navy)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--teal);color:var(--navy);font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:100px;box-shadow:0 10px 22px rgba(57,214,196,.35);line-height:1.2;border:0;cursor:pointer}
.btn:hover{background:var(--teal-d);color:var(--navy)}
.btn.alt{background:var(--navy);color:#fff;box-shadow:none}
.btn.alt:hover{background:var(--navy2);color:#fff}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--teal-d);color:var(--ink)}
.btn.sm{font-size:14px;padding:11px 20px}
.btn.block{display:flex;justify-content:center;width:100%}
.topbar{background:var(--navy2);color:#C3D2DD;font-size:13.5px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:var(--teal);font-weight:700;text-decoration:none}
.siteheader{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
.navbar{display:flex;align-items:center;justify-content:space-between;height:78px;gap:16px}
.logo-link{display:inline-flex;align-items:center;text-decoration:none;flex:0 0 auto}
.logo-link img{display:block;width:204px;height:44px}
.navlinks{display:flex;align-items:center;gap:6px}
.navlinks>li{list-style:none;position:relative}
.navlinks ul{list-style:none}
.navlinks a.navitem,.navlinks button.navitem{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:10px 12px;display:inline-flex;align-items:center;gap:6px;background:none;border:0;cursor:pointer;font-family:var(--fb);line-height:1.2}
.navlinks a.navitem:hover,.navlinks button.navitem:hover{color:#0B6B60}
.caret{font-size:10px}
.dropmenu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 40px rgba(13,27,42,.16);padding:16px;z-index:90;list-style:none}
.hasdrop:hover>.dropmenu,.hasdrop:focus-within>.dropmenu,.hasdrop.open>.dropmenu{display:block}
.dropmenu.mega{width:760px;left:-260px;columns:3;column-gap:22px}
.dropmenu.narrow{width:250px}
.dropgroup{break-inside:avoid;margin-bottom:12px;list-style:none}
.dropgroup span{display:block;font-family:var(--fh);font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--grey);margin-bottom:4px;font-weight:700}
.dropgroup ul{list-style:none}
.dropmenu a{display:block;color:var(--ink);text-decoration:none;font-size:14px;padding:5px 0;line-height:1.35}
.dropmenu a:hover{color:#0B6B60}
.dropall{column-span:all;border-top:1px solid var(--line);padding-top:10px;margin-top:4px;list-style:none}
.menu-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:10px;padding:10px 14px;font-weight:700;font-size:14px;cursor:pointer;font-family:var(--fb)}
.hero{background:linear-gradient(135deg,#0D1B2A 0%,#13293D 55%,#0F4C52 100%);padding:70px 0;position:relative;isolation:isolate;overflow:hidden;color:#fff}
.hero.has-hero:before,.pagehead.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,27,42,.86),rgba(13,27,42,.34));z-index:-1}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(57,214,196,.16);color:#BFF5EE;border:1px solid rgba(57,214,196,.5);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--teal);display:inline-block}
.badge.alt{background:#fff;color:var(--navy);border-color:#fff}
.hero h1{font-size:clamp(32px,6vw,44px);color:#fff;margin-bottom:16px}
.hero h1 span{color:var(--teal)}
.hero p.lede{color:#D3E0EA;font-size:17.5px;max-width:520px;margin-bottom:24px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:#D3E0EA;font-size:14px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--teal)}
.statpanel{background:rgba(13,27,42,.72);border:1px solid rgba(255,255,255,.14);color:#fff;border-radius:var(--r);padding:28px}
.statpanel h2{font-size:15px;color:#C3D2DD;margin-bottom:12px;font-weight:600}
.strow{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:14.5px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--teal);font-family:var(--fh);font-size:16px;text-align:right}
.pagehead{background:linear-gradient(135deg,#0D1B2A 0%,#13293D 60%,#0F4C52 100%);color:#fff;padding:52px 0 46px;position:relative;isolation:isolate;overflow:hidden}
.pagehead .wrap{position:relative}
.pagehead h1{font-size:clamp(28px,5.4vw,38px);color:#fff;max-width:880px;margin-bottom:12px}
.pagehead p.lede{color:#D3E0EA;font-size:17px;max-width:720px;margin-bottom:20px}
.crumbs{font-size:13.5px;color:#C3D2DD;margin-bottom:16px;list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"/";margin-right:6px;color:#7F97A8}
.crumbs a{color:#C3D2DD;text-decoration:none}
.crumbs a:hover{color:#fff;text-decoration:underline}
.zips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 18px;list-style:none}
.zip-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.35);color:#fff;font-family:var(--fh);font-weight:700;font-size:14px;padding:5px 14px;border-radius:100px}
.zip-chip.primary{background:var(--teal);color:var(--navy);border-color:var(--teal)}
.strip{background:var(--mint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px 18px;list-style:none}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px;color:var(--navy2)}
.stripitem .ic{display:inline-flex;width:22px;height:22px;border-radius:50%;background:var(--navy);color:var(--teal);align-items:center;justify-content:center;font-size:12px}
.emergency{background:var(--teal);color:var(--navy);padding:24px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:var(--navy)}
.emergency p{font-size:14.5px}
.emergency .btn{background:var(--navy2);color:#fff;box-shadow:none}
.emergency .btn:hover{background:var(--navy);color:#fff}
.sec{padding:70px 0;background:#fff}
.sec.tint{background:var(--mint)}
.kick{color:var(--navy2);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.big{font-size:34px;margin:10px 0 30px}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
article h2{font-size:28px;margin:44px 0 14px}
article h2:first-child{margin-top:0}
article h3{font-size:20px;margin:26px 0 10px}
main p{color:#26323C}
main p+p{margin-top:14px}
h2+p,h3+p{margin-top:14px}
article ul.plain,article ol.plain{margin:14px 0 0 22px;color:#26323C}
article ul.plain li,article ol.plain li{margin-bottom:8px}
.sidecard{position:sticky;top:24px;align-self:start;background:var(--navy2);color:#fff;border-radius:16px;padding:26px;box-shadow:0 16px 36px rgba(13,27,42,.2)}
.sidecard .kicker{display:inline-block;color:var(--teal);font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px}
.sidecard h3{color:#fff;font-size:21px;margin:0 0 8px}
.sidecard p{color:#C3D2DD;font-size:14.5px;margin-bottom:16px}
.sidecard ul{list-style:none;margin:18px 0 14px}
.sidecard li{font-size:14px;color:#E3EDF3;padding:6px 0 6px 24px;position:relative;border-bottom:1px solid rgba(255,255,255,.1)}
.sidecard li:last-child{border-bottom:0}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--teal);font-weight:700}
.sidecard .sidelink{font-size:14px;color:var(--teal);font-weight:600}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card .ic{width:48px;height:48px;background:var(--mint);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px;font-family:var(--fh);font-weight:700;color:var(--navy2)}
.card h3{font-size:18px;margin:0 0 8px}
.card p{font-size:14.5px;color:var(--grey)}
.card a.cardlink{display:inline-block;margin-top:10px;font-weight:700;font-size:14px;text-decoration:none;color:#0B6B60}
.tint .card{background:#fff}
.svcgroup{margin-bottom:34px}
.svcgroup h3{font-size:18px;margin-bottom:12px;color:var(--navy2)}
.svcgroup .cards{grid-template-columns:repeat(3,1fr)}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border-radius:var(--r);padding:24px;text-align:center;border:1px solid var(--line)}
.whycard .num{width:44px;height:44px;background:var(--navy);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--fh);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:16.5px;margin:0 0 6px}
.whycard p{font-size:14px;color:var(--grey)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;list-style:none}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--teal);color:var(--navy);font-family:var(--fh);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin:0 0 6px}
.step p{font-size:14px;color:var(--grey)}
.vsteps{list-style:none;margin:18px 0 0;counter-reset:vs}
.vsteps li{position:relative;padding:0 0 18px 58px;counter-increment:vs}
.vsteps li:before{content:counter(vs);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--teal);color:var(--navy);font-family:var(--fh);font-weight:700;display:flex;align-items:center;justify-content:center}
.vsteps h3{font-size:17px;margin:0 0 4px}
.vsteps p{font-size:15px}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);margin:18px 0 0}
.tablewrap table{width:100%;border-collapse:collapse;min-width:520px;font-size:14.5px}
.tablewrap th{background:var(--navy2);color:#fff;text-align:left;padding:13px 16px;font-size:12.5px;text-transform:uppercase;letter-spacing:.04em;font-family:var(--fh)}
.tablewrap td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top;color:#26323C}
.tablewrap td:first-child{font-weight:700;color:var(--navy2)}
.tablewrap tr:nth-child(even) td{background:var(--mint)}
.callout{background:var(--mint);border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:12px;padding:22px 24px;margin:26px 0 0}
.callout-title{margin:0 0 8px;font-size:19px;font-weight:700;font-family:var(--fh);color:var(--navy)}
.callout.warn{border-left-color:#E0A526;background:#FFF9EA;border-color:#F1DFA8}
.prepgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:18px}
.prepcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:12px;padding:18px 20px}
.prepcard h3{font-size:16.5px;margin:0 0 6px}
.prepcard p{font-size:14.5px;color:var(--grey)}
.costblock{background:var(--navy2);border-radius:16px;padding:28px;margin-top:26px;color:#fff}
.costblock h2{color:#fff;font-size:24px;margin:0 0 12px}
.costblock p{color:#C3D2DD}
.costblock ul{list-style:none;margin:16px 0}
.costblock li{padding:9px 0 9px 26px;position:relative;border-bottom:1px solid rgba(255,255,255,.12);color:#E3EDF3;font-size:15px}
.costblock li:before{content:"\2022";position:absolute;left:6px;color:var(--teal);font-weight:700}
.costblock li:last-child{border-bottom:0}
.costblock .btn{margin-top:8px}
.localnote{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 28px;margin-top:30px;box-shadow:0 8px 20px rgba(13,27,42,.05)}
.localnote h2{margin:0 0 12px;font-size:24px}
.insurepanel{background:var(--navy2);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h2{font-size:24px;margin-bottom:8px;color:var(--teal)}
.insurepanel p{font-size:15px;color:#C3D2DD;max-width:620px}
.insurepanel p+p{margin-top:10px}
.areas{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;list-style:none}
.areas a{display:block;background:#fff;border:1px solid var(--line);padding:14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;text-align:center}
.areas a:hover{border-color:var(--teal-d);background:var(--mint)}
.faq{margin-top:12px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:16px 20px;font-family:var(--fh);font-weight:600;font-size:17px;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:12px;align-items:center;line-height:1.3}
.faq-q:after{content:"+";font-size:22px;color:#0B6B60;flex:0 0 auto}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease}
.faq-a .inner{padding:0 20px 18px}
.faq-a p{font-size:15.5px}
.noscript-faq .faq-a{max-height:none}
.byline{font-size:14px;color:#C3D2DD;margin-bottom:18px}
.blogcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;list-style:none}
.blogcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column}
.blogcard img{width:100%;height:180px;object-fit:cover;display:block}
.blogcard .bc-body{padding:18px 20px 20px}
.blogcard h2{font-size:18px;margin:0 0 8px}
.blogcard h2 a{color:var(--ink);text-decoration:none}
.blogcard h2 a:hover{color:#0B6B60}
.blogcard p{font-size:14.5px;color:var(--grey)}
.mapsec{padding:0;background:var(--mint)}
.mapsec .wrap{padding-top:48px;padding-bottom:48px}
.mapsec h2{font-size:26px;margin-bottom:8px}
.mapsec p{margin-bottom:18px}
.mapframe{display:block;width:100%;height:380px;border:0;border-radius:14px;background:#E6F1F0}
.mapframe.tall{height:320px}
.locmap{margin-top:30px}
.locmap h2{font-size:24px;margin:0 0 12px}
.ctaband{background:var(--navy2);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:38px;margin-bottom:8px;color:#fff}
.ctaband p{font-size:17px;margin-bottom:24px;color:#C3D2DD;max-width:640px;margin-left:auto;margin-right:auto}
.ctaband .btn{background:var(--teal);color:var(--navy)}
footer.sitefoot{background:#fff;border-top:1px solid var(--line);padding:50px 0 34px;font-size:14.5px}
footer .footgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:32px}
footer h3{color:var(--ink);font-size:16px;margin:0 0 12px}
footer a{color:var(--grey);text-decoration:none;display:block;margin-bottom:7px}
footer a:hover{color:#0B6B60}
footer p{color:var(--grey)}
footer p+p{margin-top:8px}
.footlinks{list-style:none}
.footsub{font-family:var(--fh);font-weight:700;font-size:12.5px;color:var(--navy2);margin:12px 0 6px;text-transform:uppercase;letter-spacing:.06em}
.footbase{border-top:1px solid var(--line);margin-top:30px;padding-top:18px;font-size:13.5px;color:var(--grey);display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.sticky-bar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--navy2);z-index:80;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.sticky-bar a{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--teal);font-weight:700;font-size:15px;text-decoration:none}
.fab{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--teal);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:24px;text-decoration:none;box-shadow:0 10px 24px rgba(13,27,42,.3);z-index:70}
.fab:hover{background:var(--teal-d);color:var(--navy)}
.page404{padding:90px 0;text-align:center}
.page404 h1{font-size:clamp(32px,6vw,44px);margin-bottom:12px}
.legal h2{font-size:24px;margin:34px 0 10px}
.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px;list-style:none}
.facts li{background:var(--mint);border:1px solid var(--line);border-radius:12px;padding:14px 18px;font-size:15px}
.facts b{display:block;font-family:var(--fh);color:var(--navy2);font-size:13px;text-transform:uppercase;letter-spacing:.05em;margin-bottom:2px}
@media(max-width:900px){
.hero .wrap{grid-template-columns:1fr}
.hero h1{font-size:34px}
.pagehead h1{font-size:30px}
.twocol{grid-template-columns:minmax(0,1fr)}
.sidecard{position:static}
.cards,.why,.svcgroup .cards,.blogcards{grid-template-columns:1fr 1fr}
.steps{grid-template-columns:1fr 1fr;gap:26px 0}
.steps:before{display:none}
.areas{grid-template-columns:1fr 1fr}
.insurepanel{grid-template-columns:1fr}
footer .footgrid{grid-template-columns:1fr 1fr}
.menu-toggle{display:inline-block}
.navlinks{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);flex-direction:column;align-items:stretch;padding:14px 20px 22px;gap:2px;max-height:calc(100vh - 120px);overflow-y:auto;box-shadow:0 20px 30px rgba(0,0,0,.25)}
.navlinks.open{display:flex}
.navlinks a.navitem,.navlinks button.navitem{color:#fff;padding:13px 6px;font-size:16px;width:100%;justify-content:space-between}
.navlinks a.navitem:hover,.navlinks button.navitem:hover{color:var(--teal)}
.dropmenu,.dropmenu.mega,.dropmenu.narrow{position:static;display:none;width:auto;columns:1;box-shadow:none;border:0;border-radius:0;background:rgba(255,255,255,.06);padding:6px 14px}
.hasdrop:hover>.dropmenu,.hasdrop:focus-within>.dropmenu{display:none}
.hasdrop.open>.dropmenu{display:block}
.dropmenu a{color:#E3EDF3;padding:9px 0}
.dropgroup span{color:#9FB3C2}
.dropall{border-top-color:rgba(255,255,255,.18)}
.navcall{margin-top:12px}
.navcall .btn{width:100%;justify-content:center}
.logo-link img{width:176px;height:38px}
.fab{display:none}
.sticky-bar{display:block}
body{padding-bottom:62px}
}
@media(max-width:600px){
.wrap{padding:0 18px}
.cards,.why,.svcgroup .cards,.blogcards,.prepgrid,.facts{grid-template-columns:1fr}
.areas{grid-template-columns:1fr 1fr}
.sec{padding:52px 0}
.sec h2.big,.ctaband h2{font-size:28px}
article h2{font-size:24px}
footer .footgrid{grid-template-columns:1fr}
.topbar .wrap{justify-content:center;text-align:center}
.steps{grid-template-columns:1fr}
.hero{padding:48px 0}
.hero h1{font-size:30px}
.logo-link img{width:152px;height:33px}
}

.topcall{white-space:nowrap}
.footcall{font-weight:700;white-space:nowrap}

.nav-menu{margin:0}

.facts li,.twocol article,.footlinks a,footer p{overflow-wrap:anywhere}

.insurepanel h3{color:#fff;margin-top:0}
.tablewrap{margin-bottom:20px}
.svcgroup{margin-top:28px}
.svcgroup>h3{margin:0 0 14px}
article+.svcgroup,.sec article+h2.big{margin-top:30px}

.insurepanel{grid-template-columns:minmax(0,1fr)}

.blogcards{margin-top:32px}