Smith Point is the residential peninsula at the south end of Shirley, running down William Floyd Parkway to the Smith Point Bridge, with mail addressed to Shirley, NY 11967. Residents have their own civic body, the Smith Point Peninsula Homeowners Association, and the name is also used for the nearby county park, which is a separate public site.
This page is about homes on the peninsula. It explains the kinds of water damage that show up near a bay shoreline, which parts of that picture are documented and which are not, and what to do in the first hours. For the wider area, see our main Mastic Beach and service area pages.
What the county documents about the Smith Point shoreline
Suffolk County Planning studied the Mastic and Shirley peninsula in its Narrow Bay Floodplain Protection and Hazard Mitigation Plan, published in 1997.
It puts the 100-year flood plus wave effects at about 8.8 feet above the NGVD datum at Smith Point, compared with 16.2 feet at Moriches Inlet, and notes a V zone along the bay with an A zone landward of it. The plan estimates that the 100-year floodplain covers about a quarter of the 6,750-acre study area.
That study predates Superstorm Sandy and flood maps have changed since, so treat it as background, not as a statement about your street. Neighborhood-specific FEMA flood-zone status is not verified here. You can check your own address on the FEMA flood map and the Suffolk County GIS layers, and the county also publishes a hurricane surge map, revised in 2022, that covers the Shirley shoreline.
During Sandy coverage, a regional environmental advocate described the Mastic and Shirley peninsula as one of the lowest-lying communities on Long Island. That is a regional description, not a count of flooded Smith Point homes, and no home-specific flood report for the peninsula was found in the research behind this page.
Where water damage can come from in a bay-side home
Bay-side living does not mean every loss is a flood. Most calls start with something inside the house, and the first move depends on the source.
| Source | What it looks like | First move |
|---|---|---|
| Tide or storm surge | Water entering from outside, often with silt or debris | Stay out of the water and call about flood damage cleanup |
| Heavy rain on the street or yard | Water pooling at doors, garages or low rooms | Keep drains clear and call if it reaches the floor |
| Plumbing or appliance leak | Wet floor, stained ceiling or soft wall | Shut the water off, then see water extraction |
| Roof or window leak in a storm | Drips, ceiling stains and wet insulation | Protect belongings and read storm water damage |
| Backed-up drain or septic problem | Dark water and odor at a drain or toilet | Keep people away and call about sewage cleanup |
First steps before help arrives
These steps assume it is safe to move around. If water is deep, near outlets or the panel, or may be sewage, stay out and call.
Stop the source
Close the main water valve if a pipe or appliance is leaking and you can reach it safely.
Keep clear of hazards
Do not stand in water near outlets, cords or the panel, and do not use electrical equipment in wet areas.
Photograph the damage
Take wide and close photos of the source and the wet areas before anything is moved.
Protect what is dry
Lift small valuables, papers and electronics off wet floors when it is safe to do so.
Call the line
Phone (934) 223-1875 and describe the water. For gas smells or electrical danger, call 911 or the utility first.
Extraction and drying after a loss
Water extraction removes standing and pooled water first, using pumps and extractors. Drying follows, with air movers and dehumidifiers placed according to moisture readings. Our structural drying page explains how readings guide the work and when materials are removed instead of dried.
Contaminated water, including flood water and sewage, changes the job. Household fans and an ordinary vacuum are not enough for it, and porous materials that were soaked by it are often removed. The crew assesses the hazards before any restoration begins.
Townhouses, associations and shared walls
Parts of the peninsula are subdivisions and townhouse complexes with property owners clubs or homeowner associations, such as Woodland and Smith Point Estates. If you live in one, check your association documents for who handles exterior walls, roofs and common areas, and tell the association promptly about a leak that may involve a neighbor.
Shared walls and ceilings can carry water between units, so photograph any damage that crosses a wall and keep the association and your insurer informed in writing.
Documenting a loss for your insurer
Photos, moisture readings and a written scope can help describe what happened and what work was done. Whether a loss is covered depends on the cause and your policy. A typical homeowners policy does not cover flood, so ask your insurer what applies and read the terms before you need them.
Frequently Asked Questions
Smith Point peninsula addresses are mailed as Shirley, NY 11967 and the peninsula has its own homeowners association. A ZIP code is not a legal boundary, so use your tax bill or the Town of Brookhaven to confirm your jurisdiction.
That depends on the property. Neighborhood-specific FEMA flood-zone status is not verified on this page, so look up your address on the FEMA flood map and the Suffolk County GIS layers.
A typical homeowners policy does not cover flood damage. Water backup and some other water losses may need an endorsement, and flood needs separate coverage, so ask your insurer before a loss.
Shut off the main water valve if you can reach it safely, keep away from wet electrical equipment, take photos and call the dispatch line at (934) 223-1875.
No. The park and beach are public county property. This page covers residential water damage on the peninsula.
No appointment is needed to call. A same-day response is the goal when the schedule allows, and the dispatcher cannot promise an arrival time before knowing where crews are.